Personal Data Protection

Privacy Policy Payung44 — Our Commitment to Protecting the Personal Data of Malaysian Members

Your privacy is our priority. This document clearly explains how Payung44 collects, uses, stores, and protects your personal data as a member of our platform. By using Payung44, you agree to this policy.

Date Updated: 1 January 2026
Language: Bahasa Melayu (ms-MY)
Jurisdiction: Malaysia
256-bit
SSL Encryption
0
Data Sold to Third Parties
24/7
Security Monitoring
PDPA
Compliant with Malaysian Law

Payung44's 6 Core Commitments to Protecting Your Privacy

This is a brief overview — please read the full document below for a comprehensive understanding of how payung44 handles your personal data.

Your Data Is Never Sold to Any Party

Payung44 has never sold, rented, or traded member personal data to any third party for marketing or commercial purposes, and never will. Your data is collected solely for platform operations, legal compliance, and improving your experience as a payung44 member. This is an unconditional commitment.

Compliant with Malaysia's Personal Data Protection Act (PDPA)

Payung44 operates in accordance with the Personal Data Protection Act 2010 (PDPA) of Malaysia. This means we have clear legal obligations governing how we collect, process, and store your personal data. You have the right to access, correct, and request the deletion of your data in line with the provisions of the PDPA.

Payment Information Is Not Stored Directly

Payung44 does not store your eWallet account details, bank account numbers, or FPX information directly in our systems. All financial transactions — whether via Touch 'n Go, GrabPay, DuitNow, Boost, ShopeePay, or Maybank2u — are processed through licensed third-party payment gateways that comply with international PCI DSS security standards.

Privacy Controls in Your Hands

Payung44 puts you in control. You can access, review, and update your own personal data in the Profile section of your account at any time. You may also submit a request to withdraw consent for marketing communications, or request account deletion and the removal of associated data, by contacting our support team directly.

24/7 Security Monitoring & Incident Response

Payung44's information security team monitors the platform's infrastructure around the clock to detect and respond to any security threats. In the event of a data breach affecting your personal information, Payung44 is committed to notifying affected members within the timeframe stipulated by applicable legal requirements.

1

Introduction & Scope of This Privacy Policy

This Privacy Policy ("Policy") is published by Payung44 ("we", "the platform", or "Payung44"), operating under the domain payung44.best. This document sets out in detail how we collect, use, disclose, transfer, and protect your personal information when you use our online betting and casino platform.

This policy applies to all users of the Payung44 — including those who are simply browsing our website, registered members using our full services, and applicants currently going through the registration process. It also applies across all access channels, whether via a web browser on a laptop, an Android or iOS smartphone, or any other mobile device.

Payung44 handles your personal data in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA) and internationally recognised privacy principles. We take this responsibility seriously and are committed to ensuring your personal data is always handled with care, security and respect.

Important

By registering an account or using any of the services Payung44, you confirm that you have read and understood this Privacy Policy and agree to the way we handle your personal data as described herein.

2

Types of Personal Data We Collect

Payung44 collects your personal data through several means — directly from you during registration and platform use, automatically via tracking technologies, and in some cases from trusted third-party sources. Below is a summary of the types of data we collect:

Data Category Type of Information Primary Purpose
Identity Data Full name, date of birth, MyKad number Identity verification (KYC), legal compliance
Contact Data Malaysian phone number, email address, mailing address Account communications, customer support
Financial Data Deposit/withdrawal records, payment methods (TnG, GrabPay, DuitNow, etc.), transaction history Payment processing, fraud prevention, AML
Activity Data Betting history, games played, wins and losses Platform operations, responsible gaming, VIP programme
Technical Data IP address, device type, web browser, operating system, access time Security, fraud detection, platform optimisation
Cookie Data Session cookies, preference cookies, analytics cookies Platform functionality, usage analytics, personalised experience

2.1 Data You Provide Directly

This includes all information you provide when registering an account Payung44 — full name, date of birth, Malaysian phone number, email address, and password. You also provide data directly when completing identity verification (KYC) forms, contacting customer support, or updating your account profile.

2.2 Automatically Collected Data

When you access the Payung44, our systems automatically record certain technical information for security and optimisation purposes. This includes your device's IP address, web browser type and version, operating system, access time and date, pages visited, and cookie information. This data cannot be used to identify you directly, but it helps us ensure the platform operates securely and efficiently.

3

How Payung44 Uses Your Personal Data

Payung44 only uses your personal data for legitimate, necessary, and proportionate purposes. We do not use your data for unrelated purposes without your consent. The primary purposes for which data is used are as follows:

  • Account Operations: Creating and managing your member account, verifying your identity, processing logins, and keeping your account secure.
  • Transaction Processing: Processing deposits and withdrawals via your preferred Malaysian payment method — Touch 'n Go eWallet, GrabPay, DuitNow, Boost, ShopeePay, Maybank2u, CIMB Clicks, or FPX — in Ringgit Malaysia (RM).
  • Legal Compliance: To fulfil legal obligations under Malaysia's PDPA, anti-money laundering (AML) regulations and know your customer (KYC) requirements.
  • Security & Fraud Prevention: Identifying and preventing fraud, multiple account creation, bonus abuse, and any other unlawful activity on the platform Payung44.
  • Customer Support: Handling your enquiries, complaints, and assistance requests via live chat, WhatsApp, or email.
  • VIP Program & Promotions: Managing your VIP points, determining cashback eligibility, and sending relevant promotional offers based on your betting activity.
  • Responsible Gambling: Monitoring betting patterns to identify signs of problem gambling and providing appropriate self-exclusion tools.
  • Platform Enhancement: Analyses usage data in aggregate (not at an individual level) to improve the user experience, resolve technical issues, and optimise platform design.
Data Minimisation Principle

Payung44 follows a data minimisation principle — we only collect data that is strictly necessary for the stated purposes. We do not collect personal data that is excessive or irrelevant to the operation of the platform.

4

Data Sharing & Disclosure to Third Parties

Payung44 does not sell, rent, or trade your personal data to any third party for their own marketing purposes. However, in the course of normal platform operations, we may need to share your personal data with selected third parties in the following circumstances:

4.1 Trusted Service Providers

Payung44 works with trusted third-party service providers to keep our platform running smoothly. These include payment gateway providers that process eWallet and FPX transactions, cloud service providers that store our data securely, gaming and live casino software providers, as well as analytics and security services. All service providers are contractually bound to handle your data to strict security and confidentiality standards, and are not permitted to use your data for any purpose other than delivering the services provided to Payung44.

4.2 Legal Obligations

Payung44 may be required to disclose your personal data to government authorities, regulatory bodies, or law enforcement when mandated by Malaysian law, a valid court order, or a relevant legal investigation. In all such cases, we will disclose only the minimum data necessary and will notify you of the disclosure where permitted by law.

4.3 Platform Interest Protection

In exceptional circumstances where Payung44 needs to disclose data to protect platform security, prevent fraud, or enforce our Terms and Conditions, we may share the necessary information with the relevant parties. This occurs only in serious situations where it is deemed necessary.

Our Guarantee

Your personal data will not sold, shared or transferred to advertisers, data brokers or any external commercial entity without your explicit consent. Payung44 never sells member data and never will.

5

Data Security — How We Protect Your Information

Payung44 invests seriously in information security. We implement a range of technical and organisational measures to protect your personal data from unauthorised access, disclosure, alteration, or destruction. The key measures we apply include:

  • 256-bit SSL Encryption: All communications between your device and payung44's servers are encrypted using the latest TLS standards, ensuring your data cannot be intercepted in transit.
  • Encrypted Passwords: Your password is stored in a hashed format that cannot be decrypted — not even Payung44 staff are able to view your actual password.
  • System Segregation: Systems that store sensitive data (such as KYC information) are isolated from the platform's general infrastructure and protected by additional layers of security.
  • Continuous Monitoring: Payung44's security team monitors infrastructure around the clock using advanced intrusion detection systems.
  • Two-Factor Authentication (2FA): Payung44 offers two-factor authentication for members who wish to add an extra layer of security to their account.
  • Regular Security Audits: The payung44 platform undergoes independent security assessments on a regular basis to identify and address any vulnerabilities before they can be exploited.

Although Payung44 takes every reasonable step to protect your data, no system can guarantee absolute security. That's why it's equally important for you to play your part — keep your account password confidential and always use a secure internet connection when accessing the payung44 platform.

6

Cookies & Tracking Technologies

Platform Payung44 uses cookies and similar tracking technologies to enhance website functionality and deliver a better experience to members. Cookies are small text files stored in your web browser when you visit our website.

6.1 Types of Cookies We Use

  • Essential Cookies (Session Cookies): Required for core platform functions such as maintaining your login session. Without these cookies, the platform cannot operate properly.
  • Preference Cookies: Saving your preferences such as language and display settings so you don't have to reconfigure them every time you visit.
  • Analytics Cookies: Helps us understand how members use the platform — which pages are visited most, average session duration, and where users encounter difficulties. This data is used in aggregate form and does not identify individuals.
  • Security Cookies: Used to detect and prevent suspicious activity, including login attempts from unrecognised locations.

6.2 Managing Your Cookies

You can manage and delete cookies through your web browser settings. Please note, however, that disabling essential cookies may affect the functionality of the platform Payung44 and your experience as a member. For guidance on managing cookies in your browser, please refer to your browser's help documentation.

Cookie Notice

Payung44 does not use cookies to track your activity on other websites outside our platform, and does not share cookie data with third-party advertising networks.

7

Data Retention & Transfer

7.1 Data Retention Period

Payung44 retains your personal data for as long as necessary to fulfil the purpose for which it was collected, or for the period required by law. Generally:

  • Active account data is retained for as long as your account remains active on the Payung44 platform
  • Financial transaction records are retained for a minimum of seven (7) years to comply with anti-money laundering and tax legal requirements
  • Customer support communication logs are retained for three (3) years
  • Technical data and access logs are retained for one (1) year for security and digital forensics purposes if required
  • After account closure, data that is no longer required for legal purposes will be deleted or anonymised within a reasonable timeframe

7.2 Cross-Border Data Transfers

In handling your data, Payung44 may process or store your data through cloud infrastructure providers whose servers may be located outside Malaysia. In all such cases, we ensure that data transfers are protected by adequate safeguards in line with Malaysia's PDPA requirements, including contractual agreements that bind service providers to equivalent data protection standards.

8

Your Rights Regarding Personal Data

As a member Payung44 residing in Malaysia, you have certain rights over your personal data under the Personal Data Protection Act 2010 (PDPA) of Malaysia. We respect and facilitate the exercise of these rights:

  • Right of Access: You have the right to request a copy of the personal data we hold about you.
  • Right to Rectification: You have the right to request that we correct any personal data that is inaccurate or incomplete.
  • Right to Erasure: Under certain circumstances, you have the right to request the deletion of your personal data, subject to our legal record-keeping obligations.
  • Right to Withdraw Consent: Where data processing is based on your consent (such as marketing communications), you may withdraw that consent at any time.
  • Right to Object: You have the right to object to the processing of your personal data in certain circumstances.
  • Right to Data Portability: You have the right to receive your personal data in a machine-readable format for transfer to another party should you choose to do so.

To exercise any of these rights, please contact our privacy team Payung44 via email at support@payung44.best or through the in-platform Live Chat. We will endeavour to process your request within 30 business days. In some cases, we may need to verify your identity before processing your request in order to safeguard your data.

How to Submit a Request

Send an email to support@payung44.best with the subject line "PDPA Privacy Request", including your full name, Payung44 account number, and the nature of your request. Our team will reach out within 3 business days to verify your identity and follow up accordingly.

9

Children's Privacy & Age Restriction

Platform Payung44 is exclusively for individuals aged 18 and above. We do not knowingly collect, process, or store personal data from individuals under the age of 18. If we discover that we have collected personal data from someone under 18, we will take immediate steps to delete that data and terminate the relevant account.

If you are a parent or guardian who believes your underage child has registered an account on the platform Payung44, please contact us immediately at support@payung44.best so we can take the appropriate action without delay.

10

Links to Third-Party Websites

Platform Payung44 may contain links or references to third-party websites or services in certain contexts. This Privacy Policy applies solely to the Payung44 platform. We are not responsible for the privacy practices or content of any third-party websites. Any information you provide to third-party websites is governed by their own privacy policies, which you should read and understand separately before submitting any personal information.

Payung44 does not endorse or make any representations regarding the privacy practices of any third-party websites, and we recommend that you always read the privacy policy of every website you visit.

11

Amendments to This Privacy Policy

Payung44 reserves the right to update or modify this Privacy Policy at any time to reflect changes in our privacy practices, applicable legal requirements or the addition of new platform features. When we make material changes to this Policy, we will notify registered members via in-platform notifications, an email to the address registered to your account, or through a prominent notice on the main Privacy Policy page.

The "Updated" date at the top of this document will always reflect the latest date this Policy was revised. We encourage you to review this page periodically to stay informed about how Payung44 protecting your information. Your continued use of the payung44 platform after any updates to this Policy are published will be considered your acceptance of the revised Policy.

12

Contact Us — Privacy-Related Enquiries

If you have any questions, concerns or complaints regarding how Payung44 how we handle your personal data, or if you wish to exercise any of your privacy rights under Malaysia's PDPA, please reach us through the following channels:

  • Privacy Email: support@payung44.best (use the subject line "Privacy Enquiry" or "PDPA Request")
  • Live Chat: Available 24/7 within the payung44 platform — typical response time under 2 minutes
  • WhatsApp: The number is available in the Support section after logging in to your account

We are committed to responding to all written privacy enquiries within 30 business days. For more complex cases, we will notify you within the first 7 days that your enquiry is being processed and provide an estimated resolution timeline. Our support team Payung44 in Bahasa Malaysia, available 24 hours a day, 7 days a week.

Your Data Privacy Rights Under Malaysia's PDPA

As a Payung44 member residing in Malaysia, you are protected under the Personal Data Protection Act 2010. The following are your key rights.

01
Right of Access
Request a copy of all personal data payung44 holds about you. We will provide it within 30 days.
02
Right to Rectification
Update or correct any inaccurate or incomplete personal data via your profile settings or payung44 customer support.
03
Right to Erasure
Request the deletion of your personal data under certain circumstances, subject to our legal record-keeping obligations.
04
Right to Withdraw Consent
Withdraw your consent for marketing communications or specific processing purposes at any time, without affecting any processing that took place prior to your withdrawal.
05
Right to Object
Object to the processing of your personal data for specific purposes where you have legitimate grounds based on your particular circumstances.
06
Right to Data Portability
Receive your personal data in a machine-readable format (such as CSV or JSON) for transfer to another party as needed.

To exercise any of these rights, contact us at support@payung44.best with the subject line "PDPA Privacy Request".

Frequently Asked Questions About Data Privacy at Payung44

No, absolutely not. payung44 does not sell, rent, or share member personal data with any advertising companies, data brokers, or external marketing entities. Your data is only shared with selected service providers that support the operation of our platform (such as payment gateways for processing your eWallet and FPX transactions) and with legal authorities when required under Malaysian law. All these service providers are contractually bound not to use your data for their own purposes. This is a core commitment of payung44 that has never changed and never will.

payung44 does not store your eWallet account details (Touch 'n Go, GrabPay, Boost, ShopeePay) or bank account information directly in our systems. When you make a deposit or withdrawal, you are directed through a licensed third-party payment gateway that complies with international PCI DSS security standards — they handle your payment details within a secure environment. payung44 only receives confirmation of whether a transaction was successful or not, without storing any account numbers or sensitive payment information. All communications between the payung44 platform and payment providers are also protected with 256-bit SSL encryption.

Yes, you may request the deletion of your personal data by contacting us at support@payung44.best with the subject line "PDPA Data Deletion Request". Please be aware, however, that Payung44 may not be able to delete all data in certain circumstances due to legal obligations. Specifically, financial transaction records must be retained for a minimum of 7 years in accordance with Malaysia's anti-money laundering (AML) requirements, even after account closure. Any data no longer required for such legal purposes will be permanently deleted or anonymised in accordance with our standard procedures. We will inform you which data can be deleted immediately, which must be retained, and for how long.

When you close your payung44 account, we will immediately deactivate your access to the platform. Regarding your data, we will process your request in accordance with our data retention and deletion policy: profile data and personal preferences that are no longer required for legal purposes will be anonymised or deleted within 90 days. Financial transaction records, deposit and withdrawal history, and AML/KYC-related records will be retained for the period required under Malaysian law (typically 7 years) in a secure and restricted environment. These records are not accessible for marketing purposes and will only be used if required by legal authorities or for dispute resolution. If you would like to know exactly what data is still held after your account is closed, you may exercise your data access right by contacting support@payung44.best.

Secure Transactions — All Local Malaysian Payment Methods

Your payment data is fully protected. payung44 supports all major Malaysian payment methods in Ringgit Malaysia (RM) only.

Touch 'n Go
GrabPay
DuitNow
Maybank2u
CIMB Clicks
Boost
ShopeePay
FPX
Payung44 Related Policy Documents

This Privacy Policy should be read alongside Payung44's other policy documents for a complete picture of your rights and protections as a member. Please refer to Terms & Conditions us for the platform's overall terms of use, and Responsible Gaming for self-exclusion tool guidance. For any privacy-related enquiries, email us at support@payung44.best. Play responsibly. Age limit: 18+.

Your Data Is Safe at payung44 — Register with Confidence Today

Join over 500,000 Malaysian members who trust Payung44 for a safe, fair and enjoyable betting experience. Your privacy is protected, your transactions are secure.

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